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9 Benefits Retirees Are Entitled to But Often Forget to Claim
Advertiser Disclosure
Whether you’re prepping for retirement, living it up already, or just looking for savvy ways to save more, you’re in the right spot.
Dollarperk’s editors are here to help you make the most of your money, from uncovering hidden discounts and little-known government subsidies to maximizing programs like Social Security.
We cut through the clutter to bring you tools and tips that leave more cash in your wallet—because, let’s face it, every penny counts. But don’t wait—some of these benefits could change or disappear faster than you think! So grab your coffee, and let’s get started.
1. Home Repair Bill? Let Someone Else Foot the Bill
Your AC breaks in the summer. Your fridge dies without warning. Stuff like this happens more often than you think – and it’s almost never cheap.
That’s where a home warranty helps. It’s like backup coverage for appliances, plumbing, electrical, and more – things your homeowners insurance typically doesn’t cover.
American Home Shield is protecting homeowners with a 24/7 claims line and a nationwide network of service technicians ready to handle issues quickly.
Want to see if your home qualifies?
- Enter your zip code
- Answer a few quick questions
- Lock in your 2026 rate
It could save you thousands the next time something breaks down.
Get a free quote
2. Borrow from your home equity with this new program
You can now tap into the equity you’ve worked hard to build in your home, without any hassle or expensive fees, whether you are tackling short term debt or looking to make home improvements.
That’s right, with LendingTree’s New Program, seniors unlock equity funds without affecting their mortgages. It works more like a credit card — giving you access to funds when you need them and letting you pay back only what you use.
Get started with these easy steps:
- Check out LendingTree’s HELOC calculator
- Tell them a bit about your home
- Lock in your rate today
700+ Credit Score: Calculate how much you’re eligible to access today
3. This Credit Card Debt Relief Program Eliminates 40-60% of What You Owe
If credit card payments are destroying your retirement, you’re not alone. This IRS-approved debt relief program has eliminated $5+ billion in debt.
National Debt Relief negotiates directly with your creditors to slash 40-60% of your total balance. You pay the reduced amount over 12-48 months, then you’re free. No bankruptcy needed.
You may qualify if you:
1. Have $15,000+ in credit card debt
2. Struggling with monthly payments
3. Have a steady income
Take this short questionnaire to find out if you’re eligible for debt relief today!
4. Overpaying For Bathroom Renovation? You Can Save a Fortune On Walk-in Tub
A walk-in tub helps you stay in your home longer by making bathing safer and easier. With features like low-step entry & non-slip surfaces, it’s more than just a shower — it’s a way to stay independent and avoid accidents.
What many retirees don’t know is that walk-in tubs may qualify for financial assistance or tax breaks, but these benefits are often overlooked. This upgrade isn’t just about comfort, it can save you money while keeping you safe and is much cheaper than walk in showers.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Complete this short questionnaire to see if you qualify today
5. Credit Card Debt: Pay No Interest Into 2027 With This No Annual Fee Card
If you’re struggling to pay down high interest debt (or you’re planning a major purchase this year), this might be the exact thing you need. There’s a card that allows you to completely pause credit card interest into 2027 … and the best part is that it could be easier than you think.
It’s an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. That’s right — you can now finance large purchases you’ve been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn’t end there. This card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, it will match all the cash back you’ve earned at the end of your first year. This practically doubles its value at the end of your first year.
6. New Service Is Helping Retirees Get a Roof Replacements
Your roof is your home’s first line of defense—but if it’s over 15 years old, has leaks, or shows signs of storm damage, it may be time to replace it. A new roof doesn’t just protect your home—it can also improve energy efficiency, lower utility bills, boost curb appeal, and even increase resale value.
This free service makes it easy. Enter your zip code to see if you qualify, and get connected with trusted local roofing contractors in your area.
Why replace your roof now?
- Stop Leaks & Water Damage: Avoid costly repairs from water seeping into walls and ceilings.
- Lower Energy Bills: Modern roofing systems seal better, keeping your home cooler in summer and warmer in winter.
- Storm Protection: New roofs are built to withstand heavy rain, wind, and hail.
- Increase Home Value: A new roof instantly boosts curb appeal and resale potential.
- Insurance Benefits: Many insurers reward homeowners who replace aging roofs.
Do you qualify? Check these 3 simple requirements:
1. You own a home.
2. Your roof is over 15 years old.
3. You live in a qualifying zip code.
Check My Eligibility
7. You Could Save a Fortune On New Windows
Old windows drive up your home’s electric bill. But if your windows are 5+ years old, you could save $1,000s.
Home Window Prices is actively helping seniors score huge savings on new windows. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.
Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.
You might be eligible if you check these 3 boxes:
1. Own your home
2. Have windows that are 5+ years old
3. Live in an eligible zip code
Complete this short questionnaire to see if you qualify
8. Protect Your Vehicle From Expensive Repairs
That dreaded check engine light? Never good – especially if your warranty’s expired.
Endurance helps drivers avoid costly repairs with extended coverage plans that can include engines, transmissions, brakes, air conditioners, and more.
They’ve protected millions of vehicles over nearly 20 years and earned strong reviews online.
Just enter your vehicle details and get matched with a plan that fits your car and your budget. Coverage is affordable, flexible, and built to save you money.
Don’t let repairs drain your savings.
9. You Can Save Upto $1,100 On Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Smarter Auto shows you all your options at once – people who do this save up to $1,100 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Smarter Auto and see how much you could save on car insurance.
10. Homeowners May Qualify for Gutter Guard Discounts Just In Time For Summer
Clogged gutters don’t just mean messy cleanups – they can cause thousands of dollars in water damage, roof leaks, and even foundation problems. But smart homeowners are getting ahead of summer storms with gutter guards – and many are locking in special senior discounts before the heavy rain season hits.
A new service is helping homeowners connect with trusted local installers who can keep leaves and debris out while letting rainwater flow freely. The upgrade is quick, affordable, and can even boost your home’s value. Best of all? You may qualify for exclusive savings by Comparing quotes in your area.
See if you qualify by meeting these 3 simple requirements:
- You own a home
- You live in a qualifying zip code
- You’re ready to stop climbing ladders and cleaning gutters this season
Check Now – Before the Summer Appointments Fill Up
Advertiser Disclosure
Companies mentioned in this article have not been reviewed, approved or endorsed by included advertisers. Opinions are ours alone.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.”
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