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10 Surprisingly Easy Savings Tips Anyone Can Apply In 2025
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Alright, so you want to be better with money? First, here’s a hard truth: If you’re not saving money, you’re letting it slip right through your fingers. Tariffs or inflation aren’t helping, but they are not the only reason.
Saving money doesn’t mean living like a monk or cancelling Netflix. It’s about making smarter choices that keep more of your hard-earned dollars in your wallet—where they belong. Ready to save? Let’s do this.
1. Small Tweaks, Big Wins
Fight Back Against Greedy Subscriptions – Ever feel like subscriptions are multiplying behind your back? Yeah, you’re not wrong. Monthly charges for streaming services, gym memberships, forgotten third-party apps—these sneaky little vampires love to drain your bank account.
Sell old clothes on Poshmark – Got a pair of jeans you swore you’d fit into for a family reunion? Or a jacket you bought at full price but wore—once? List them on Poshmark and turn your fashion regret into cold, hard cash.
Negotiate Everything – Here’s a hot tip that’ll change your life: almost every bill is negotiable. Cable, phone plans, internet—you name it. Yep, even the dreaded insurance premiums
Stop Buying Bottled Water – Okay, this one’s kind of a classic, but seriously—invest in a solid reusable water bottle and call it a day. No more $2-per-bottle madness every time you’re thirsty.
2. Ohio drivers save up to $1,025 on car insurance
Let’s be real – your car insurance company might be playing you. Yep, that monthly payment you make without thinking? Chances are, it’s more than you should be paying—way more.
They’re banking on the fact that you won’t question it. But guess what? You don’t have to let them win.
There’s a super-smart tool called Insurify, and it shows you every money-saving option out there—all in one spot. People who use it save up to $1,025 a year on their car insurance.
All you need to do is put in your zip code and answer a few questions about your car.
Find out how much you can save on your auto insurance
3. Your home is a hidden treasure chest
Alright, here’s the thing – your house isn’t just where you binge Netflix or host awkward family dinners. It’s also a goldmine. Yep, all that equity you’ve built? It’s sitting there, waiting to be used. The best part? You don’t have to sell your house to unlock it.
Thanks to LendingTree’s HELOC program, you can tap into your home equity with no expensive fees and most importantly – no messing with your mortgage, whether you’re tackling high-interest debt, making home renovations or taking that dream vacation.
It acts kind of like a credit card, you get the approved amount and you pay back only what you use, keeping you in full control of your funds yet the money is sitting there available for you.
700+ Credit Score: Calculate how much you’re eligible to access today
4. Don’t let your car drain your wallet
Car repairs? They’re basically the grim reaper for your savings account. One surprise breakdown can send your budget spiraling faster than a tire blowout on the highway.
Endurance has your back. They’ve already shelled out over $350 million to keep drivers from financial disaster — even covering cars that are up to 20 years old.
New customers can now save even $300 off their first plan. Why wait until you are stranded on the side of the road?
Get your free quote from an Endurance expert today
5. Stop paying out of pocket for vet Bills
You protect your home, your car, and your health — because it saves you from massive, unexpected costs. So why not do the same for your pet?
Wag’s Policy Comparison Tool helps consolidate the best coverage plans for your pet and protect you from expensive vet bills due to unexpected accidents, illness, or emergency care — the kind that can run you thousands out of nowhere.
Having insurance for your pet is no different than having insurance for yourself, it would save you serious money and avoid the stress of having to choose between your pet’s health and your budget.
For just a few bucks a month, you can protect the animal that protects your heart.
Click here to find the perfect policy for your pet
6. Make extra cash without feeling like you’re working 24/7
Get Paid for Odd Jobs – Not afraid to roll up your sleeves? Sign up for TaskRabbit and get paid to assemble furniture, hang curtains, or even wait in line (yes, that’s a real thing).
Rent Out Your Space – Got a spare room or even an unused basement? Turn it into easy money! Use platforms like Airbnb to rent it out short-term
Drive for Dollars – Love cruising around town? Sign up for Uber or Lyft and turn your car into a money-making machine.
Are you a human encyclopedia in math, music, or even knitting – Someone out there wants to learn from you! Offer lessons on Wyzant
Got mad skills in writing, graphic design, or online marketing – Create a profile on Upwork or Fiverr
7. Get out of $20,000 or more in credit card debt
Sitting on a mountain of debt that makes you wanna hide under a blanket? Trust me, you’re not alone.
What if I told you there’s a smart way to cut that debt down to size?
Meet National Debt Relief. They’ll help you squash that mess into one manageable monthly payment by negotiating with your creditors on your behalf.
Oh, there are zero fees until your debt is resolved. All you need to do is answer a few simple questions about your debt to see if you qualify, and sit tight for a call by one of their experts.
Check if you qualify for debt credit card debt relief
8. Don’t get stuck paying for surprise home repairs
Homeowner’s insurance sounds great – until your air conditioner dies, your fridge stops working, or a plumbing issue turns your bathroom into a kiddie pool. Guess what? None of that is covered.
That’s when a home warranty saves the day. Whether you’re a fresh-faced homeowner or you’ve spent years navigating leaky faucets and moody dishwashers, this plan has your back where traditional insurance falls short.
DollarPerk’s readers get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears. Make sure to provide your correct email address to get special offer.
9. Take advantage of major discounts on restaurants & travels with AARP (Yes, you can be under 55 to join)
If you’re not an AARP member you are missing out on huge perks. When you start your membership today, you can get discounts on:
- Restaurants (save up to $450 per year!)
- Meal deliveries
- Airfare, Hotels, Cruises and Rental Cars
- Eyeglasses and even prescriptions that aren’t covered by insurance
Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.
How to become a member today:
- Click the link below, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Get 25% off your AARP membership, making it just $15 the first year with auto-renewal
Advertiser Disclosure
Companies mentioned in this article have not been reviewed, approved or endorsed by included advertisers. Opinions are ours alone.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.”
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