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14 Benefits Seniors Are Entitled to But Often Forget to Claim
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Whether you’re prepping for retirement, living it up already, or just looking for savvy ways to save more, you’re in the right spot.
Dollarperk’s editors are here to help you make the most of your money, from uncovering hidden discounts and little-known government subsidies to maximizing programs like Social Security.
We cut through the clutter to bring you tools and tips that leave more cash in your wallet—because, let’s face it, every penny counts. But don’t wait—some of these benefits could change or disappear faster than you think! So grab your coffee, and let’s get started.
1. Make Sure You Get Your Well Deserved Discounts From Retailers
Amazon: While Amazon doesn’t offer a specific senior discount, seniors who qualify for government assistance programs like Medicaid, SNAP, or SSI can get a discounted Prime membership through Prime Access
Walgreens: Every Tuesday is Senior Day, where you get 20% off regular-priced items.
Michaels has a 10% senior discount every day on most in-store purchases for customers 55 and older who register for their rewards program.
Rite Aid: Snag 10% off on wellness+ purchases every day, plus exclusive offers during Senior Days.
Banana Republic Factory locations sometimes host special “Senior Days” with 10%–15% discounts. It varies by location, so be sure to check with your local store.
2. Ohio seniors can save $1,025 on car insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
This company called Insurify shows you all your options at once — seniors who do this save up to $1,025 per year.
Here’s how to quickly qualify:
- Click the link below and start by inserting your zip code
- Answer a few questions about your car
- Choose the best offer and lock in your rate
Find out how much you can save on your auto insurance
3. Borrow from your home equity with this new program
You can now tap into the equity you’ve worked hard to build in your home, without any hassle or expensive fees, whether you are tackling short term debt or looking to make home improvements.
That’s right, with LendingTree’s New Program, seniors unlock equity funds without affecting their mortgages. It works more like a credit card — giving you access to funds when you need them and letting you pay back only what you use.
Get started with these easy steps:
- Check out LendingTree’s HELOC calculator
- Tell them a bit about your home
- Lock in your rate today
700+ Credit Score: Calculate how much you’re eligible to access today
4. Stop wasting money on gutter cleaning
Cleaning gutters? Ugh, who’s got time for that? Plus, hiring someone to do it every year adds up fast. That’s why a solid gutter guard system is kinda genius.
It’s a one-time upgrade that saves you money and hassle in the long run.
LeafFilter’s gutter protection system is the top selling system in America and is now offering 75% + $250 off for a limited time.
(Over 410,000 Ohio residents helped increase their property value in under 6 hours).
Here’s The Estimated Cost of a 1-day Gutter Guards Installation
5. Overpaying for bathroom renovation? Seniors in these ZIP codes qualify for major savings
A walk-in shower helps you stay in your home longer by making bathing safer and easier. With features like low-step entry, non-slip surfaces, and hydrotherapy jets, it’s more than just a shower — it’s a way to stay independent and avoid accidents.
What many seniors don’t know is that walk-in showers may qualify for financial assistance or tax breaks, but these benefits are often overlooked. This upgrade isn’t just about comfort — it can save you money while keeping you safe.
It is also a much more cost – effective solution than a walk in tub.
See if you qualify for savings on walk-in showers today
6. Seniors can save thousands on home insurance in Columbus
Alright, friend, let’s talk about something that might be draining your wallet without you even realizing it: your home insurance. Yep, you could be paying thousands more than you need to, and the kicker? It’s totally fixable.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time starting today.
It’s totally free to check. All you need to do is answer a few simple questions about your home and let the rest do the job for you.
Enter your zip code to see if you are eligible for cheaper home insurance rates
7. Be aware of travel & accommodation discounts
National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.
Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.
Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.
8. Stop Paying For Auto Repair
Car repair costs are skyrocketing – and without coverage, a single fix could drain your savings.
Endurance has already paid out over $350 million to help drivers avoid financial disaster, covering cars up to 20 years old.
Senior customers can now save even more — get $300 off your first contract when you lock in protection today.
Don’t wait until you’re stuck on the side of the road.
Get your free quote from an Endurance expert today
9. Save thousands on new windows if you live in these zip codes in Ohio
If your windows are over 5 years old, you could be missing out on big-time savings.
Seniors in select ZIP codes in Ohio are getting access to deep discounts on energy-efficient window upgrades — without the premium price tag.
WindowsUSA are making it easier than ever for seniors to replace outdated windows with newer, energy-optimized models by creating a bidding war for your business and getting you the best deal without sacrificing quality.
In order to qualify you need to:
- Own your home
- Have windows that are 5+ years old
- Live in an eligible zip code
Complete this short quiz to see if you qualify today
10. Take the Weight Off Your Family’s Shoulders
End-of-life costs can add up faster than you think—funeral services alone can run into thousands of dollars, and that’s before adding in memorial arrangements, transportation, or other unexpected fees.
Final Expense Insurance is a small monthly step that can make a life-changing difference. With it, you can ensure your loved ones are financially protected, allowing them to focus on honoring your life and cherishing memories instead of worrying about bills. It’s affordable, easy to qualify for, and designed to give you—and your family—peace of mind.
11. Avoid paying for unnecessary home repairs
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
DollarPerks readers now receive their first month for free for a limited time, so no better timing than now to start protecting your home.
12. See if your credit card debt qualifies for this debt relief program
Trying to stay on top of your debt can be overwhelming. Wouldn’t it be nice if someone could just… get you out of debt? This new Seniors Debt Relief Program does just that.
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you are struggling with $15,000 or more in credit card debt, National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 12 to 48 months. No fees.
National Debt Relief has already helped more than 500,000 people pay off over $5 billion in debt.
Take a minute and sign up to see how much debt you could get rid of – then simply hang tight as you will be receiving a call from one of their experts to solve your debt issue once and for all.
13. Get Your Late Tax Debt Forgiven
Past-due tax debt is overwhelming. It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained.
It is even worse when the IRS starts sending letters threatening huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and reduce the debt you owe.
While most tax companies just on a payment plan and file taxes for you, Easy Tax Relief speaks directly to the IRS.
This program is eligible for seniors with 10K+ in tax debt owed. Do not apply if you owe less than that.
Answer a few questions to get started.
14. Stop paying out of pocket for vet bills
You protect your home, your car, and your health — because it saves you from massive, unexpected costs. So why not do the same for your pet?
Wag’s policy quote comparison tool helps consolidate the best coverage plans for your pet and protect you from expensive vet bills due to unexpected accidents, illness, or emergency care — the kind that can run you thousands out of nowhere.
Having insurance for your pet is no different than having insurance for yourself, it would save you serious money and avoid the stress of having to choose between your pet’s health and your budget.
For just a few bucks a month, you can protect the animal that protects your heart.
Simply answer a few questions about your pet, click the best policy quote that suits you and start protecting your pet today.
Click here to find the perfect policy for your pet
16. Seniors with $250K In Assets Can Get Matched With An Advisor For Free
Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.
This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.
Advertiser Disclosure
Companies mentioned in this article have not been reviewed, approved or endorsed by included advertisers. Opinions are ours alone.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.”
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